Financial Privacy Notice
Last updated: September 2021
Privacy Notice
What Does Curve Do With Your Personal Information
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
■ Social Security number and income
■ account balances and payment history
■ credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing.
Reasons we can share your personal information that we DO share and you CANNOT limit this sharing -
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes— to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes — information about your transactions and experiences
For our affiliates’ everyday business purposes — information about your creditworthiness
Reasons we can share your personal information that we DO share and you CAN limit this sharing -
For our affiliates to market to you
For nonaffiliates to market to you
To limit our sharing
Email us at support@curve.com
Contact us at 855-501-2350
Please note:
If you are a new customer, we can begin sharing your information the same day that we send this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Contact us at support@curve.com or go to Curve.com
Who is providing this notice?
Curve US, Inc., and Hatch Bank
What we do
How does Curve protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures include computer safeguards and secured files and buildings.
How does Curve collect my personal information?
We collect your personal information, for example, when you:
Applying for an account or apply for a loan
show us your driver’s license or government-issued ID or other form of KYC
give us income information, wage statements, or bank account data
Contact us
We also collect your personal information from credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes— information about your creditworthiness
affiliates from using your information to market to you
sharing with nonaffiliates who market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates -
Companies related by common ownership or control. They can be financial and nonfinancial companies.
We share information with Curve OS Ltd, under a formal agreement to provide operational support for Curve USA Inc.’s products issued by Hatch Bank
Nonaffiliates -
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
■ Non-affiliates we share with can include companies such as retailers and membership clubs
Other Important Information
State Laws
CA: We will not share personal information with nonaffiliates either for them to market to you or for joint marketing without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with California privacy law.
VT: We will not share your information with companies outside of Curve, except as permitted by law or as authorized by you. We will not disclose credit information about you with our affiliates except with your consent or as required or permitted by law.